Understanding Life Insurance

Just starting your shopping journey? This is your life insurance 101 guide.

What is life Insurance?

How life insurance works

Life insurance definitions

A guide to life insurance beneficiaries

Looking inside a life insurance policy

What does a life insurance agent do?

Further Reading

What does life insurance cover?

When will life insurance pay out, and when will it not? Learn what scenarios are covered by your policy.

What are life insurance premiums?

Premiums keep your policy in-force. Learn how they're determined and how you can lower them.

What are life insurance riders?

Customize your policy and get additional benefits and protection with must-have riders.

Why isn't life insurance an asset?

Life insurance protects your family's financial future - but should you consider it an investment?

More questions? We've got answers...

Next Steps

  1. Who needs life insurance

  2. Shopping for life insurance

  3. Kinds of life insurance

  4. Life Insurance companies

  5. Family financial planning

More about

Life Insurance

Glossary of life insurance terminology & definitions

Life insurance terminology doesn't have to be confusing. Here are definitions of the most common terms and phrases you'll find in a policy.

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Understanding your life insurance policy

Once you officially have life insurance, you’ll get a policy that goes into the nitty-gritty of your coverage. We’ve broken down what it all means.

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What is a life insurance death benefit?

The death benefit is the tax-free payout your beneficiaries receive if you die; it's essentially what you're paying for when you sign up for life insurance coverage.

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