Understanding Life Insurance

What is life Insurance?

How life insurance works

Life insurance definitions

A guide to life insurance beneficiaries

Looking inside a life insurance policy

What does a life insurance agent do?

Further Reading

What does life insurance cover?

When will life insurance pay out, and when will it not? Learn what scenarios are covered by your policy.

What are life insurance premiums?

Premiums keep your policy in-force. Learn how they're determined and how you can lower them.

What are life insurance riders?

Customize your policy and get additional benefits and protection with must-have riders.

Why isn't life insurance an asset?

Life insurance protects your family's financial future - but should you consider it an investment?

More questions? We've got answers...

• Life insurance FAQs

• The life insurance contestability period

• How does a life insurance beneficiary claim a policy?

• Understanding A.M. Best ratings

• What happens if you outlive your life insurance?

• Can I use my life insurance policy to give to charity?

• Understanding the life insurance death benefit

• How to leave a life insurance benefit to a non-human

• Types of life insurance fraud

• Does term life insurance have a cash value?

• Will life insurance cover a disability?

• What happens if the beneficiary of a life insurance policy dies

• How quickly do life insurance companies pay out death claims?

• Looking for life and disability insurance together

• Life insurance facts & statistics

• Does life insurance cover suicide?

• How do child riders on life insurance policies work?

• Understanding your life insurance policy

• Understanding life insurance loans

• What is a contingent beneficiary?

Next Steps

1. Who needs life insurance

2. Shopping for life insurance

3. Kinds of life insurance

4. Life Insurance companies

5. Family financial planning