Term Life Insurance
Return of premium rider
A policy add-on that returns premium paid if the insured outlives the term of the policy.
For example: If a 10-year term life policy is purchased for $50 per month, and the insured outlives that time period, with this rider, the policyholder would have up to $6000 in premium returned. The cost of this add-on is not returned to the policyholder.Back to Definitions
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