Accelerated death benefit rider

Life insurance terminology shouldn't be confusing. Here is the definition of accelerated death benefit rider.

Accelerated death benefit rider

An add-on on life insurance policies that pays a portion of the death benefit to insured persons who terminally ill.

This rider typically requires the insured to be diagnosed as terminally ill, provide medical records and physician’s statements, and usually has a fee added on to the monthly/annual premium to pay for this.

The amount paid varies, but is usually as high as 80% of the death benefit.


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