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Homeowners Insurance Learn Center


What is Homeowners Insurance?

Discover the ins and outs of the financial protection every homeowners needs.

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Is Homeowners Insurance Required?

Learn why your mortgage lender requires you to protect your home.

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The Best Homeowners Insurance Companies

Discover the biggest names in homeowners insurance, and which one is right for your situation.

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What Homeowners Insurance Covers

Water damage? Fire? Find out what your homeowners insurance protects you from (and what it doesn't).

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How Much Does Homeowners Insurance Cost?

Find out what factors go into your homeowners insurance premium.

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What's Included in a Homeowners Insurance Policy

From declarations page to coverage categories, learn what goes into the homeowners policy you'll hold in your hands.

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Helpful Resources

Understanding Mortgages

What Is a Mortgage?

When buying a home, you won't just need homeowners insurance - you'll also need to secure a mortgage.

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How to Refinance Your Mortgage

Refinancing can save you money in the long run, but up-front costs might put it out of reach.

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Should You Repay Your Mortgage With a Credit Card?

Repaying your mortgage with a credit card may seem like a good idea, but the negatives outweigh any positives.

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How to Get Preapproved for a Mortgage

Ready to shop for a home? Remove some of the uncertainty by getting preapproved for your home loan.

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How Does Mortgage Interest Work?

When repaying your mortgage, you have to consider not just the principal, but the interest as well. Here's how it works.

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What Is a Reverse Mortgage?

Find out what happens when your lender takes ownership over your home and pays out part of its equity to you.

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What Are Mortgage Points?

Mortgage points can help lower your home loan, but are they worth the cost?

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What Is a Subprime Mortgage?

Discover the mortgages that fueled the Great Recession, and how to avoid them.

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How Does a Second Mortgage Work?

After going through the trouble of securing a mortgage, what are the circumstances when you'd want - or need - a second one?

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What Is a Mortgage Note?

You'll likely sign a mortgage note as part of your closing documents. Find out what that means before you sign anything.

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