Homeowners insurance reviews by state

Homeowners insurance rates vary by state. Find out more about home insurance costs, companies and requirements in your state.

Anna Swartz 1600

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Anna Swartz

Anna Swartz

Insurance Expert

Anna Swartz is a Managing Editor at Policygenius, specializing in auto insurance. Her work has appeared in Mic, The Dodo, AOL, MSN, HuffPost, Salon and Heeb.

Published June 14, 2021

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The average annual cost of homeowners insurance in the U.S. is $1,633 per year, according to Policygenius data, but rates will vary widely based on coverage needs, location, and specific details about your home.

Homeowners insurance rates by state map PNG [Pg Data]

Where in the U.S. you live is one of the biggest indicators of how much you’ll pay for home insurance, and the best homeowners insurance company in one state isn't necessarily the right coverage in another. We've got the expert scoop on coverage in your state.

Check out our Policygenius guides to homeowners insurance in these states

Don't see your state? Check out more state-by-state homeowners insurance guides here

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Homeowners Insurance

Homeowners insurance in California

The cost of homeowners insurance in California is $1,280 a year for the average amount of coverage. California residents can compare rates from multiple companies with Policygenius.

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Homeowners insurance in Colorado

The cost of homeowners insurance in Colorado is $2,270 a year for the average amount of coverage. Colorado residents can compare rates from multiple companies with Policygenius.

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Homeowners insurance in New York

The cost of homeowners insurance in New York is $1,188 a year for the average amount of coverage. New York residents can compare rates from 13 different companies with Policygenius.

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