Homeowners insurance reviews by state

Homeowners insurance rates vary by state. Find out more about home insurance costs, companies and requirements in your state.

Anna Swartz 1600

Published June 14, 2021

Editorial disclosure

The average annual cost of homeowners insurance in the U.S. is $1,633 per year, according to Policygenius data, but rates will vary widely based on coverage needs, location, and specific details about your home.

Homeowners insurance rates by state map PNG [Pg Data]

Where in the U.S. you live is one of the biggest indicators of how much you’ll pay for home insurance, and the best homeowners insurance company in one state isn't necessarily the right coverage in another. We've got the expert scoop on coverage in your state.

Check out our Policygenius guides to homeowners insurance in these states

Don't see your state? Check out more state-by-state homeowners insurance guides here