Buy the best health insurance for you

Search and compare Obamacare and private marketplace plans

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Finally — health insurance made simple

Experts when you need them. Technology when you don't.

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Compare medical insurance quotes online

Save when you compare apples-to-apples

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Affordable health insurance plans

Instant discount checks for 2017 marketplace plans

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Customized search and enrollment

Jargon-free tools and advice to find the perfect fit for you

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Our in-house experts are licensed and give personalized advice (if you need it.)

Chat available Monday - Friday | 9am - 6pm EST

The PolicyGenius difference

Tell us what matters to you and we'll find medical insurance quotes that fit.

Health insurance search made easy

  • Skip the insurance jargon
  • Prioritize what matters to you
  • Find discounts, savings and subsidies
  • Search the best health insurance companies
  • Check your doctors and prescriptions
  • Compare how plans stack up
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Skip the insurance jargon

No more headaches. We skip the jargon when we can and we explain everything in plain English.

Prioritize what matters to you

Tell us what's important and we'll show you plans that meet your needs.

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Screenshot of priorities matching
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Get discounts on your health insurance

Millions of Americans get discounts and subsidies on their medical insurance. We'll check if you can, too.

Cast the widest net

Quotes from all health insurance companies listed on HealthCare.gov, plus many more

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Screenshot of Health Insurance comparison
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Check your doctors and prescriptions

Search and sort plans by the doctors and prescriptions you want to keep.

Compare plans visually

Love charts and graphs more than words? We've got you covered

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Screenshot of scatter plot

Obamacare made health insurance mandatory.
We make it easy.

We've helped over 1 million people shop for insurance

And they actually enjoyed it!

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Our BBB Rating

This is the highest rating given by the Better Business Bureau

Our Customer Rating

4.8 out of 5 stars on Trust Pilot, the leading source for online business reviews

Health insurance companies

We work with all the best health insurers in the marketplace
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PolicyGenius in the press

More than just our moms have taken notice
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Top FAQs about PolicyGenius

How does PolicyGenius make money?

We’re a licensed insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already baked into the price of an insurance policy, so you’re not paying any extra for using our service (or any broker’s service for that matter).

We understand that getting a commission on a sale introduces a potential conflict of interest. But we don't push or give preference to any one insurer over another because of the commission. In fact, some health insurance companies don't even pay out commissions. We still show those companies' plans, even though we won't get paid, because we believe in showing consumers all their options in an unbiased manner. For every product, we prioritize what's right for the consumer over maximizing our commissions.

And if you want to know what commission we'd earn on any insurance product you see on this site, just ask us. We’ll be glad to tell you.

Shouldn't I just buy directly from the insurer or Healthcare.gov?

You can certainly do that - and for some health insurance companies, you'll actually have to enroll directly with them or on the government site, because they've decided not to allow any licensed brokers like PolicyGenius to sell their plans. However, we can still show all those plans, and help you compare them apples-to-apples with other plans available to you. We've also designed our online experience to be MUCH easier than what you'll find at Healthcare.gov or your state exchange, so you won't gain anything by shopping there (except a headache!)

Shouldn't I try more than one comparison site?

You can, but we've designed our site to be the best and easiest shopping experience you'll find anywhere. We've worked hard to offer the widest selection of plans and the most intuitive comparison process for you.

Also, any plan you see on our site won't be any cheaper at another comparison site or government sites. That's because health insurance plan rates are filed with state governments, and everyone is required to show those filed rates.

Are the quotes on your site accurate?

Health insurance plan rates are filed with state governments, and everyone is required to show those filed rates. The quotes on our site are pulled directly from these government filings -- so as long as those are accurate, and you've provided accurate information (about age, zip code, income, household size and tobacco status), the quotes you see on our site are accurate.

Can I get a cheaper plan somewhere else?

Any plan you see here won't be any cheaper at another site, including government sites. That's because health insurance plan rates are filed with state governments, and everyone is required to show those filed rates.

We've also worked hard to include the widest selection of plans you'll find anywhere. We've got plans you'll find on government sites (Healthcare.gov and the state exchanges) and plans you won't find on those sites (so-called "off-exchange" plans that have all the benefits of "on-exchange" plans but may be cheaper for you).

Our clients rate us 9.7/10 for satisfaction

Insurance buying made easy. I would gladly recommend them.

Nishith N.

PolicyGenius is not only a great tool when shopping for insurance but also provides wonderful customer service and assistance throughout the entire process.

Shari F.

Great experience and huge savings.

Aaron W.

I feel confident that I got the best policy for me at the best price.

Brian G.

Very easy process and no sales pitch!

CJC.

Easy and no nonsense! Simple and pain free process that worked around my schedule.

James P.

Painless from start to finish. Happy customer!

Chris.