Health Insurance

United Healthcare

Our Take

As a 50-state national health insurance company, UnitedHealthcare (UHC) offers a variety of plans and a broad network of providers. Generally, UHC plans are among the more expensive offerings at a given benefit level (i.e., metal tier), although affordable options are also available. UnitedHealthcare plans don’t rank as highly as other carriers (like Kaiser) in terms of customer satisfaction scores, but in many markets their plans are among the best in terms of network by metal tier.


Basics & Ratings

Founded

1977

JD Power
J.D. Power and Associates is a global marketing information services firm that conducts surveys of customer satisfaction, product quality, and buyer behavior.

1 out of 5

Policyholders
This is how many active US health insurance customers are insured by this company

40M

A.M. Best
A.M. Best is an independent rating agency that evaluates the financial strength of insurance companies. Ratings as of May 2016, on a scale from A++ to D

A


Overall Score

We evaluated this health insurance company using publicly available data on patient care & satisfaction, customer service and costs (premiums) versus similar plans on the market.

Quality & Satisfaction
Based on ratings by the National Committee for Quality Assurance. Plan reviews take into account consumer surveys and performance measurements used by more than 90% of America's health plans. Because so many plans collect this data, it is possible to compare plans on an "apples to apples" basis.
Affordability
To calculate the affordability rating we compared the cost of an insurer's silver plan to the average cost of a silver plan in each state. Higher star ratings were awarded to insurers that had plans that were cheaper than the average plan cost in a higher number of states.

Ranking among U.S. health insurance companies

We rank-ordered health insurance companies by published revenues, so you know how large the company is compared to competitors.

  1. #2Largest in U.S.

Sample quotes by state

Average monthly premium for a 30 year-old non-smoker in the insurer’s state footprint

StateCatastrophicBronzeSilverGoldPlatinum
Alabama$213$260$283$341
Arkansas$244$291$344$389
Arizona$223$255$284$330
California$237$285$353$413$522
Colorado$266$299$354$409$532
Connecticut$274$303$363$393
Delaware$360$436
Florida$253$306$338$387
Georgia$268$318$350$407
Iowa$225$252$283$328
Illinois$261$288$300$357
Indiana$247$288$338$388
Kansas$240$281$320
Kentucky$251$277$318$375
Louisiana$244$297$329$392
Massachusetts$304$404$478$576
Maryland$197$228$261
Michigan$204$235$268$310$407
Missouri$239$277$324$370
Mississippi$231$282$309$370
North Carolina$259$306$350$402
Nebraska$236$272$316$363
New Jersey$274$352$361$458
Nevada$202$269$313$384$479
New York$312$564$554$835$687
Ohio$259$290$327$380
Oklahoma$247$284$329$378
Pennsylvania$222$236$254$291
Rhode Island$223$270$309
South Carolina$272$316$368$424
Tennessee$210$249$277$322
Texas$239$266$284$334
Virginia$289$312$338$398
Washington$236$276$325
Wisconsin$296$341$393$452

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