Why should I buy health insurance through Policygenius?

Understanding the advantages to buying health insurance through Policygenius.

What you need to know

Policygenius can help you with every step of the health insurance shopping and application process. Policygenius offers anonymous, no-obligation shopping of all marketplace health insurance plans, as well as "off-exchange" plans that you won't find on Healthcare.gov or the state marketplaces.

Off-exchange plans still adhere to the consumer protections laid out in the Affordable Care Act, including the ten essential benefits, but may be structured differently than plans on the exchange.

Taken together, this means that PolicyGenius offers more health insurance plans than any government marketplace available.

Because Policygenius offers off-exchange plans, we may be able to find a plan for you that is more affordable than a marketplace plan and from a company that otherwise does not sell insurance on the marketplace.

You can browse all plans, and sort and filter those plans based on your preferences and budget. Our online tools and content can help you make informed decisions, understand the jargon, and select the right plan for you and your family. Our site also checks whether you're eligible for a health insurance subsidy from the government.

When you're ready to enroll in a health insurance plan, Policygenius helps with that as well. You fill out a short online application form, then complete the final step with a quick enrollment phone call with a licensed agent. On that call, the licensed agent will verify your identity, double-check eligibility and answer any questions you may have.