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Understanding the advantages to buying health insurance through Policygenius.
Policygenius can help you with every step of the health insurance shopping and application process. Policygenius offers anonymous, no-obligation shopping of all marketplace health insurance plans, as well as "off-exchange" plans that you won't find on Healthcare.gov or the state marketplaces.
Off-exchange plans still adhere to the consumer protections laid out in the Affordable Care Act, including the ten essential benefits, but may be structured differently than plans on the exchange.
Taken together, this means that PolicyGenius offers more health insurance plans than any government marketplace available.
Because Policygenius offers off-exchange plans, we may be able to find a plan for you that is more affordable than a marketplace plan and from a company that otherwise does not sell insurance on the marketplace.
You can browse all plans, and sort and filter those plans based on your preferences and budget. Our online tools and content can help you make informed decisions, understand the jargon, and select the right plan for you and your family. Our site also checks whether you're eligible for a health insurance subsidy from the government.
When you're ready to enroll in a health insurance plan, Policygenius helps with that as well. You fill out a short online application form, then complete the final step with a quick enrollment phone call with a licensed agent. On that call, the licensed agent will verify your identity, double-check eligibility and answer any questions you may have.
Security you can trust
Yes, we have to include some legalese down here. Read it larger on our legal page. Policygenius Inc. (“Policygenius”) is a licensed independent insurance broker. Policygenius does not underwrite any insurance policy described on this website. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best efforts to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. Savings are estimated by comparing the highest and lowest price for a shopper in a given health class. For example: for a 30-year old non-smoker male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $500,000, 20-year term life policy, the price difference between the lowest and highest quotes is 60%. For that same shopper in New York, the price difference is 40%. Rates are subject to change and are valid as of 2/17/17.
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