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Everything you need to know about the health insurance plans offered by Policygenius.
Policygenius offers every plan on the federal marketplace (Healthcare.gov) or your state marketplace if applicable. Policygenius also offers "off-exchange" plans. Off-exchange plans still adhere to the consumer protections laid out in the Affordable Care Act, including the ten essential benefits, but may be structured differently than plans on the exchange.
Taken together, this means that Policygenius offers more health insurance plans than any government marketplace available.
Because PolicyGenius offers off-exchange plans, we may be able to find a plan for you that is more affordable than a marketplace plan and from a company that otherwise does not sell insurance on the marketplace.
Policygenius offers health insurance plans at every metal tier: Bronze, Silver, Gold, Platinum, and catastrophic (if you qualify). Policygenius also offers HMOs, PPOs, EPOs, and POS plans when they are available in your market. If you qualify for a premium subsidy, we can get you that as well.
Our tools help narrow down the wide variety of plans available to a specific set of recommendations based on the features you prioritize. Our goal is to offer the widest set of plans available so that we have more to work with when building out your recommended plans.
Security you can trust
Yes, we have to include some legalese down here. Read it larger on our legal page. Policygenius Inc. (“Policygenius”) is a licensed independent insurance broker. Policygenius does not underwrite any insurance policy described on this website. The information provided on this site has been developed by Policygenius for general informational and educational purposes. We do our best efforts to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application. Savings are estimated by comparing the highest and lowest price for a shopper in a given health class. For example: for a 30-year old non-smoker male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $500,000, 20-year term life policy, the price difference between the lowest and highest quotes is 60%. For that same shopper in New York, the price difference is 40%. Rates are subject to change and are valid as of 2/17/17.
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