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Your guide to understanding the benefits of every health insurance plan.
There are ten categories of services that all health insurance plans must cover, as dictated by the Affordable Care Act. These ten categories are, as outlined by Healthcare.gov:
The specific services offered under these categories may vary from state to state, but these categories represent the minimum that all qualifying health insurance plans are required to cover. All health insurance plans, regardless of whether they are sold on the health insurance exchanges or off-exchange, must cover these ten categories. Plans may choose to cover additional services. State, federal, and private exchanges will show you which exact services each plan covers before you apply.
All health insurance plans must also cover birth control and breastfeeding equipment and counseling. Health insurance plans are not required to cover dental or vision services for adults.