Health Insurance

What happens after I am enrolled in a health insurance plan?

What you need to know

After you enroll in a health insurance plan, you will get your membership materials (including your member ID card) and the first premium bill directly from the health insurance company. You are responsible for paying the bill to ensure that your coverage goes into effect, and to keep current on those payments. There are set effective dates for Open Enrollment coverage:

  • If you apply between November 1, 2016 and December 15, 2016, your health insurance will begin on January 1, 2017
  • If you apply between December 16, 2016 and January 15, 2017, your health insurance will begin on February 1, 2017
  • If you apply between January 16, 2017 and January 31, 2017, your health insurance will begin on March 1, 2017

Note that January 31, 2017 is the last day you can apply for 2017 coverage before the end of Open Enrollment. If you miss this window you cannot enroll until the Marketplace re-opens in November 2017 unless you have a special qualifying event such as having a baby or losing your job. This is designed to prevent people from taking advantage of the system by enrolling and dropping insurance multiple times a year when they get sick.

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