Health Insurance

Blue Cross Blue Shield

Our Take

For breadth of provider network, a Blue Cross Blue Shield (BCBS) plan is tough to beat. An estimated one in three Americans is covered by a BCBS plan. BCBS companies operate in all 50 states, including Washington DC, which facilitates getting in-network care if you’re traveling out of state. The BCBS companies are also generally highly rated for affordability and financial stability.


Basics & Ratings

Founded

1929

JD Power
J.D. Power and Associates is a global marketing information services firm that conducts surveys of customer satisfaction, product quality, and buyer behavior.

3 out of 5

Policyholders
This is how many active US health insurance customers are insured by this company

106M

A.M. Best
A.M. Best is an independent rating agency that evaluates the financial strength of insurance companies. Ratings as of May 2016, on a scale from A++ to D

A


Overall Score

We evaluated this health insurance company using publicly available data on patient care & satisfaction, customer service and costs (premiums) versus similar plans on the market.

Quality & Satisfaction
Based on ratings by the National Committee for Quality Assurance. Plan reviews take into account consumer surveys and performance measurements used by more than 90% of America's health plans. Because so many plans collect this data, it is possible to compare plans on an "apples to apples" basis.
Affordability
To calculate the affordability rating we compared the cost of an insurer's silver plan to the average cost of a silver plan in each state. Higher star ratings were awarded to insurers that had plans that were cheaper than the average plan cost in a higher number of states.

Ranking among U.S. health insurance companies

We rank-ordered health insurance companies by published revenues, so you know how large the company is compared to competitors.

  1. #1Largest in U.S.

Sample quotes by state

Average monthly premium for a 30 year-old non-smoker in the insurer’s state footprint

StateCatastrophicBronzeSilverGoldPlatinum
Arkansas$605$762$894
Alabama$209$244$300$381
Arizona$205$255$320$324
Georgia$187$284$321$457
Illinois$213$228$292$338$339
Kanasas$188$220$265$322$395
Louisiana$319$397$463
Massachusetts$260$297$410$523$859
Michigan$193$245$337$420$516
Minnesota$220$262$330$394
Missouri$202$245$327$411
Mississippi$136$159$182
Montana$190$237$299$373
North Carolina$201$329$406$514$595
North Dakota$138$264$328$366
Nebraska$189$282$370$466
New Mexico$160
Oklahoma$216$217$291$396
Rhode Island$209$255$342
South Carolina$230$260$288$366
Tennessee$248$324$478$623
Texas$183$214$275$336
Wyoming$318$365$425$506

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