Health Insurance
Blue Cross Blue Shield
Our Take
For breadth of provider network, a Blue Cross Blue Shield (BCBS) plan is tough to beat. An estimated one in three Americans is covered by a BCBS plan. BCBS companies operate in all 50 states, including Washington DC, which facilitates getting in-network care if you’re traveling out of state. The BCBS companies are also generally highly rated for affordability and financial stability.
Basics & Ratings
Founded
1929
JD PowerJ.D. Power and Associates is a global marketing information services firm that conducts surveys of customer satisfaction, product quality, and buyer behavior.
3 out of 5
PolicyholdersThis is how many active US health insurance customers are insured by this company
106M
A.M. BestA.M. Best is an independent rating agency that evaluates the financial strength of insurance companies. Ratings as of May 2016, on a scale from A++ to D
A
Overall Score
We evaluated this health insurance company using publicly available data on patient care & satisfaction, customer service and costs (premiums) versus similar plans on the market.
Ranking among U.S. health insurance companies
We rank-ordered health insurance companies by published revenues, so you know how large the company is compared to competitors.
- #1Largest in U.S.
Sample quotes by state
Average monthly premium for a 30 year-old non-smoker in the insurer’s state footprint
| State | Catastrophic | Bronze | Silver | Gold | Platinum |
|---|---|---|---|---|---|
| Arkansas | $605 | $762 | $894 | ||
| Alabama | $209 | $244 | $300 | $381 | |
| Arizona | $205 | $255 | $320 | $324 | |
| Georgia | $187 | $284 | $321 | $457 | |
| Illinois | $213 | $228 | $292 | $338 | $339 |
| Kanasas | $188 | $220 | $265 | $322 | $395 |
| Louisiana | $319 | $397 | $463 | ||
| Massachusetts | $260 | $297 | $410 | $523 | $859 |
| Michigan | $193 | $245 | $337 | $420 | $516 |
| Minnesota | $220 | $262 | $330 | $394 | |
| Missouri | $202 | $245 | $327 | $411 | |
| Mississippi | $136 | $159 | $182 | ||
| Montana | $190 | $237 | $299 | $373 | |
| North Carolina | $201 | $329 | $406 | $514 | $595 |
| North Dakota | $138 | $264 | $328 | $366 | |
| Nebraska | $189 | $282 | $370 | $466 | |
| New Mexico | $160 | ||||
| Oklahoma | $216 | $217 | $291 | $396 | |
| Rhode Island | $209 | $255 | $342 | ||
| South Carolina | $230 | $260 | $288 | $366 | |
| Tennessee | $248 | $324 | $478 | $623 | |
| Texas | $183 | $214 | $275 | $336 | |
| Wyoming | $318 | $365 | $425 | $506 |