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Editorial Standards

Policygenius wants to help you get your finances right. We give our readers everything they need to get the best financial protection, offering unbiased advice and ongoing advocacy to ensure you always have the information you need to make the right decisions for you and your loved ones.

Why trust us? Policygenius lets shoppers compare the market by viewing top-rated insurance companies side-by-side, and our agents don’t work on commission; that means we’re not beholden to any one company and can advocate for you. The same goes for our articles – we give you the unbiased information you need and will never push a product or company we don’t think is right.

Editorial process

All of our educational content is written by in-house experts who are dedicated to their area of focus. Resources such as our own financial experts and vetted third-party sources are consulted over the course of researching, writing, and updating articles (see below for more details). In some cases, proprietary information and data may be used to write about a company or product.

Prior to publishing, articles on our site go through a strict editing process to ensure accuracy and completeness.

Sources & citations

Policygenius uses a number of data sources so that our articles are as comprehensive and informative as possible, including but not limited to:

  • Internal data and expertise – Policygenius works with over two dozen of the top insurance companies in the U.S. We’ve helped over 30 million shoppers and placed over $75 billion in coverage. This gives us industry-wide insights that help us provide examples and information that are relevant to shoppers like you. Our editorial experts also work with credentialed, in-house agents to ensure the accuracy of data and advice
  • Third-party expertise – When needed, our experts look to trusted, qualified, independent individuals in a field to provide additional insight and clarification on a topic
  • Industry studies – Studies and data from outside groups such as the National Association of Insurance Commissioners (NAIC), Insurance Information Institute (III), and Life Insurance Marketing and Research Association (LIMRA) may be referenced to supplement our own information
  • Government data sets – In addition to industry data, we may also use government sources and data from departments such as the National Oceanic and Atmospheric Administration (NOAA), the U.S. Census, the Bureau of Justice Statistics, and various state departments of insurance

Where possible, we link to information sources and provide methodology on how data was calculated. Our team regularly reviews sources so that they’re using the most up-to-date information.

Fact checks and reviews

Where noted, articles are reviewed internally by credentialed experts on staff, such as a Certified Financial Planner (CFP) or Personal Lines Coverage Specialist (PLCS). This additional level of review ensures that:

  • Articles use the most accurate facts and figures
  • Third-party sources are suitably vetted
  • Advice given aligns with the Policygenius mission of providing appropriate financial guidance

Updating, correcting, and removing articles

Our writers and editors periodically review content to ensure it is up-to-date and accurate according to the latest news, reports, regulatory guidance, and industry studies. You can see the most recent publication date at the top of an article.

In cases of errors, corrections will be made to an article as soon as possible. Find an error? Let us know.

Occasionally, content may be removed; any links to removed content will be updated to bring readers to another relevant page or section of the site.

Transparency & privacy

How Policygenius makes money

Policygenius is an independent insurance broker, licensed to sell in all 50 states and Washington, D.C.. While the company receives commissions from insurance companies from sales of policies, we take a neutral stance when providing information to readers and will never recommend one insurer over another due to commission. For more information on how Policygenius makes money, please see our FAQ.

Affiliations

Policygenius is an independent broker and is not affiliated with any company. However, some articles may make references to products or services from one or more of Policygenius' advertisers or partners. While these earn us a small fee at no additional cost to you, they do not influence editorial content and we only refer products we love.

We also work with a network of websites and blogs to help shoppers through our partner program. Find more information about this program here.

Privacy

Policygenius is a licensed insurance broker in all 50 states and Washington, D.C., and is legally certified to give financial advice and sell insurance. To learn how we use information to better serve you, please see our privacy policy.

Contact

Need help shopping? Contact our experts:

Email: team@policygenius.com
Call (Mon-Sun, 9am-9pm EST): 1-855-695-2255