When is the best time to buy life insurance?

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The best time to buy life insurance is as soon as you need it--in other words, decide when to buy it strictly based on your needs. While it's true that the younger you are, the less you pay for life insurance, you should only buy it once you've determined there's a need for it (for example if you've started a family).

Use our free Personal Insurance Checkup tool to get a clear picture of what insurance you actually need right now and what you can skip.