What’s the difference between the life insurance I get through work and what I can get through PolicyGenius?


The insurance you get through work is guaranteed-issue and priced lower because it is a bulk purchase between your employer and the insurance carrier. If and when you leave that employer, the policy will end (either on your last day or end of the month), and the price to convert will be much higher.

The insurance policies available through PolicyGenius are yours - you don’t lose it (or them) when you leave an employer, relocate to another state, get divorced, etc. As long as you are up-to-date on the payments, you’ll have the policy until the term ends.