The insurer, agent or broker keeps trying to sell you a permanent (or whole) policy even after you’ve indicated you want a term policy.
The insurance company doesn’t provide its credit rating upon request.
Unnecessary riders attached to the policy. Although these are not always red flags, they make the policy more expensive and frequently provide more value to the insurer than the policyholder.
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New York, NY 10011
Yes, we have to include some legalese down here. Read it larger on our legal page. Policygenius Inc. (“PolicyGenius”)
is a licensed independent insurance broker. PolicyGenius does not underwrite any insurance policy described on
this website. The information provided on this site has been developed by PolicyGenius for general informational
and educational purposes. We do our best efforts to ensure that this information is up-to-date and accurate. Any
insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any
policy is determined by the underwriting insurance company following application.
Savings are estimated by
comparing the highest and lowest price for a shopper in a given health class. For example: for a 30-year old non-smoker
male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $500,000,
20-year term life policy, the price difference between the lowest and highest quotes is 60%. For that same shopper
in New York, the price difference is 40%. Rates are subject to change and are valid as of 2/17/17.
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