My renters insurance policy mentions "perils." What are those?

by PolicyGenius Admin

Perils are the causes of loss or damage to property. Some examples of perils are fire, burglary, and water damage caused by a burst pipe.

Not every policy covers the same perils, so be sure to read both the list of covered perils and the list of excluded perils before you buy a policy. If you're not sure about a specific scenario, ask your agent to show you where it's addressed in the policy (don't just take her word for it).