Perils are the causes of loss or damage to property. Some examples of perils are fire, burglary, and water damage caused by a burst pipe.A "named perils" policy is a policy that covers only the perils specifically listed. (The other type of policy, "all risk," covers any peril that's not listed under "exclusions.") A "named perils" policy provides more limited coverage than an "all risk" policy.
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Savings are estimated by
comparing the highest and lowest price for a shopper in a given health class. For example: for a 30-year old non-smoker
male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $500,000,
20-year term life policy, the price difference between the lowest and highest quotes is 60%. For that same shopper
in New York, the price difference is 40%. Rates are subject to change and are valid as of 2/17/17.
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