My renters insurance policy mentions "named perils." What are those?


PolicyGenius Admin

Published April 22, 2015

Perils are the causes of loss or damage to property. Some examples of perils are fire, burglary, and water damage caused by a burst pipe.A "named perils" policy is a policy that covers only the perils specifically listed. (The other type of policy, "all risk," covers any peril that's not listed under "exclusions.") A "named perils" policy provides more limited coverage than an "all risk" policy.

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