Perils are the causes of loss or damage to property. Some examples of perils are fire, burglary, and water damage caused by a burst pipe.A "named perils" policy is a policy that covers only the perils specifically listed. (The other type of policy, "all risk," covers any peril that's not listed under "exclusions.") A "named perils" policy provides more limited coverage than an "all risk" policy.
Get a Quote
22 West 19th St, Floor 8
New York, NY 10011
1-855-695-2255Monday-Thursday | 9am-8pm EST
Friday | 9am-6pm EST
Friday | 9am-6pm EST
Team@policygenius.com24/7 - Always available when you need us
What kind of insurance are you looking for? Get your free quote.
Get your free quote.
Select a ProductWant to receive weekly life hacks & personal finance advice?
Get Our NewsletterProduct Learn Centers
Helpful Resources
Genius Center
What Others Are Saying
Copyright PolicyGenius © 2014-201722 West 19th St, Floor 8
New York, NY 10011![Made in ny white]()
![Digicert logo white]()
New York, NY 10011
Security you can trust
Yes, we have to include some legalese down here. Read it larger on our legal page. Policygenius Inc. (“PolicyGenius”)
is a licensed independent insurance broker. PolicyGenius does not underwrite any insurance policy described on
this website. The information provided on this site has been developed by PolicyGenius for general informational
and educational purposes. We do our best efforts to ensure that this information is up-to-date and accurate. Any
insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any
policy is determined by the underwriting insurance company following application.
Savings are estimated by
comparing the highest and lowest price for a shopper in a given health class. For example: for a 30-year old non-smoker
male in South Carolina with excellent health and a preferred plus health class, comparing quotes for a $500,000,
20-year term life policy, the price difference between the lowest and highest quotes is 60%. For that same shopper
in New York, the price difference is 40%. Rates are subject to change and are valid as of 2/17/17.
Copyright PolicyGenius © 2014-2017
Comment