How much does long-term disability insurance cost?

Share
More

You should expect to pay between 1-3% of your annual salary for long-term disability insurance. (Women can expect a slightly higher range of 2-4% because women as a group have a higher risk of disability). These percentages are a rough estimate, based on selection of certain benefits and options. The most important thing is that your advisor understands your unique situation and builds that into your disability insurance recommendation.