How can I determine whether I need life insurance?

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The easiest way to determine whether you need life insurance is to use our Personal Insurance Checkup tool. It will help you assemble a comprehensive picture of your insurance requirements and show you what you need, what you don't need, and what you might want to consider in the future.

As a general rule, if you have debt that another person will have to assume, or if there are people who depend on you for financial support, then you're a good candidate for life insurance.