For my renters insurance, how do I prepare an inventory of my belongings?
Policygenius content follows strict guidelines for editorial accuracy and integrity. Learn about oureditorial standards
and how we make money.
Here are some great tips on how to quickly create a comprehensive inventory of your property.
1. Choose an inventory app or service
You can use a simple spreadsheet program, or one of the free services below.
Know Your Stuff - Home Inventory Note: Know Your Stuff shut down in summer 2017. For more home inventory app suggestions, see our list here.
Please note that we don't officially endorse or guarantee any of the services listed here. You may also find similar free inventory services on some insurer websites.
Tip! If your chosen inventory service doesn't export images, be sure to save a copy of them separately.
2. Document everything
• Go room to room in your home and make an entry for each item.
• Take photos as you go.
• Shoot close-up photos (or write down) any serial numbers.
• If you know the original cost of the item, include it.
• It's also a good idea to shoot an accompanying video walk-through. Just be sure to stop briefly at each item so that the video is easy to follow.
3. Add the current value of each item
For most things on your list, you can shop online to find what it would cost today to purchase an identical or similar item. Add that to each inventory entry.
For unique or expensive items (such as jewelry or family heirlooms), have them appraised.
4. Add all receipts, appraisal reports, and other proof of ownership.
Include photographs or scans of these with your inventory. Store the paper versions with your other important documents for future reference.
5. Save copy of inventory off-site
Make sure you have a full copy of everything stored outside of your home, so that you can still access it no matter what happens.
6. Update your inventory every 6 months
The six month period is just a recommendation, but you should regularly update your inventory so that it's always accurate.
Get essential money news & money moves with the Easy Money newsletter.
Free in your inbox each Friday.