Does my renters insurance change if someone moves in with me?


PolicyGenius Admin

Published April 21, 2015

Your renters insurance remains the same if you take in a roommate, but their belongings will not be covered under your policy unless you call your insurance company (or agent) and add their name to the policy. In most cases you can add another person to a policy without issue. However, you should only add someone you trust because any claim that's paid will be paid to both names on the policy.

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