Does a beneficiary need to do anything to receive the death benefit?

Published April 21, 2015

Technically a beneficiary does not have to do anything to receive your policy's death benefit, but it's a good idea to make sure he or she is aware that the policy exists in case there are any delays or complications on the insurer's side.

The insurer will require proof of death and a copy of the contract in order to disburse the benefit.

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