These cities just became more buyer-friendly

It’s been a seller’s market for the past couple of years, making buying a home challenging. But that may be coming to an end.

Zillow said this winter may be the time to shop in some of the country’s most expensive markets. Despite rising mortgage costs, homeowners looking to sell are starting to slash their asking prices as the market cools off.

Zillow looked at price cuts over the past year, mortgage affordability and rent appreciation across the country to find the best home markets this season. Affordability rate was determined by the portion of the monthly median household income that goes toward a mortgage payment, assuming 20% down and a 30-year fixed mortgage.

If you are looking for your first home or a change in location, check out the 10 top cities to house shop this winter, ranked by affordability.

10. Sacramento, California

Listings offering a price cut: 5.3% Median home value: $400,600 Affordability rate: 28.8%

9. Seattle

Listings offering a price cut: 11.6% Median home value: $486,600 Affordability rate: 28.6%

8. Portland, Oregon

Listings offering a price cut: 4.6% Median home value: $263,300 Affordability rate: 26.1%

7. Boston

Listings offering a price cut: 3.9% Median home value: $458,000 Affordability rate: 25.8%

6. Las Vegas

Listings offering a price cut: 9.8% Median home value: $273,800 Affordability rate: 22.5%

5. Orlando, Florida

Listings offering a price cut: 6.8% Median home value: $231,000 Affordability rate: 20.2%

4. Minneapolis

Listings offering a price cut: 1.9% Median home value: $263,300 Affordability rate: 16.7%

3. Dallas

Listings offering a price cut: 2.5% Median home value: $233,200 Affordability rate: 16.7%

2. Charlotte, North Carolina

Listings offering a price cut: 4.2% Median home value: $199,400 Affordability rate: 15.1%

1. Columbus, Ohio

Listings offering a price cut: 4% Median home value: $184,200 Affordability rate: 14.1%

Looking to buy a home? This guide has everything you need to get you started.

Image: monkeybusinessimages